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prediction error for test set-cross validation

Mehmet U Ayvaci wrote:
Well, if "MaSz takes 3 different values in the trainset vs. 4 different 
ones in the testSet", then you won't even be able to calculate it by 
hand, because you got no coefficients for the 4th level of that factor.
Either you need the data to estimate coefficients from or you cannot 
predict.

Uwe Ligges